When it comes time to buy a home, working with a real estate agent can make a huge difference. It is easy to browse the internet for your next home, but working with an agent can make a huge difference when it comes time to actually purchase a home. Buyer’s agents will assist you in finding the perfect home and guide you through the home buying process.
Here are the 5 reasons why working with an agent is the right move.
Their ability to find you the perfect home is what motivates real estate agents. Helping you find your dream is their bread and butter. It is rare for real estate agents to receive a salary, since the majority of them are independent contractors with the ability to make their own financial decisions. Having a motivated real estate agent means that you’ll live happily ever after in your new home.
Home buyers and sellers rely heavily on the Multiple Listing Service(MLS) to communicate. If you are not working with a real estate agent, you will not have access to this information. There are many online tools for searching for homes but they don’t always include all available listings, which can impede your search. There are also dozens of forms, reports, disclosures, and other documents required when buying or selling a home.
Those of you who have ever begun a home search online know how time-consuming this process can be. An agent can eliminate homes that do not meet your criteria once they understand what you want in a home. On top of that, agents attend events and open houses constantly in order to not waste their buyers’ time.
From week to week, the one thing that changes is real estate. These changes can range from small, like a neighborhood with minor price fluctuations, to more significant, like interest rates. You will constantly be informed of volatile details because real estate agents are always monitoring changes for their buyer, which means you can buy the right home in the right area at the right time.
Real estate agents will help you get the most for your budget becoming your professional negotiator to seal the best deal for you. Your agent wants your purchase price to be a great investment so you can reap the financial benefits of being a homeowner. Knowing that your agent can ensure you that you do not pay too much for your new home is the best part.
There are six new horse property listings in the Southeast Valley within the last two weeks.
Here’s a link to active new #horseproperty within the dates of 8-18-22 to 9-1-22.
View the listings click here.
To view all 60 active horse property listings for this area right now click here.
In order to be considered a #horseproperty the listing must contain at least a stall or tack-room.
This is a great time to buy or sell and the inventory is low. Give me a call if you’re thinking about selling or buying.
Thank you in advance for your referrals.
-Horse Property
-Residential
Ron Bykerk
480-221-1280
West USA Realty
#horseproperty #arizonahorseproperty #AZHPR #newhorseproperty #horse #horses
There are seven new #horse #property listings for the #Cave Creek, #Scottsdale and Rio Verde area within the last two weeks.
Here’s a link to active new #horseproperty within the dates of 8-16-26 to 8-30-22.
View the listings click here.
To view all 44 active horse property listings for this area right now click here.
In order to be considered a #horseproperty the listing must contain at least a stall or tack-room.
This is a great time to buy or sell and the inventory is low. Give me a call if you’re thinking about selling or buying.
Thank you in advance for your referrals.
-Horse Property
-Residential
Ron Bykerk
480-221-1280
West USA Realty
#horseproperty #arizonahorseproperty #AZHPR #newhorseproperty #horse #horses
There are four new horse property listings in Phoenix proper, North Phoenix, Desert Hills, and New River within the last two weeks.
Here’s a link to active new #horseproperty within the dates of 8-11-22 to 8-25-22.
View the listings click here.
To view all 24 active horse property listings for this area, click here.
To be considered a #horseproperty, the listing must contain at least a stall or tack room.
This is a great time to buy or sell and the inventory is low. Give me a call if you’re thinking about selling or buying.
Thank you in advance for your referrals.
-Horse Property
-Residential
Ron Bykerk
480-221-1280
West USA Realty
#horseproperty #arizonahorseproperty #AZHPR #newhorseproperty #horse #horses
There are eleven new horse property listings for the West Valley (including Wickenburg) within the last two weeks.
Here’s a link to active new #horseproperty within the dates of 8-9-22 to 8-23-22.
View the listings click here.
To view all 63 active horse property listings for this area right now click here.
In order to be considered a #horseproperty the listing must contain at least a stall or tack-room.
This is a great time to buy or sell and the inventory is low. Give me a call if you’re thinking about selling or buying.
Thank you in advance for your referrals.
-Horse Property
-Residential
Ron Bykerk
480-221-1280
West USA Realty
#horseproperty #arizonahorseproperty #AZHPR #newhorseproperty #horse #horses
No one wants to buy at the top of the market, but it’s not clear whether the market has peaked—or if record-high home prices and fast-rising mortgage interest rates will continue ratcheting up even higher. Is this the right time to buy a house or should you put the search on hold?
The number of sellers forced to cut prices on their properties doubled in June compared to the same month a year ago, and there is less competition from buyers. As a result, fewer buyers are able to qualify for mortgages. Others worry about high prices and the prospect of another recession dropping out of the market, which means fewer bidding wars. Buyers don’t have to offer so much over the asking price—and might even be able to get a home for less than the asking price. They don’t need to waive as many contingencies as well.
That being said, It’s likely that those who wait until the fall or next spring are likely to encounter even more homes for sale, additional price cuts, and an increasingly buyer-friendly market. Waiting may also help with dealing with the terrible combo of high prices and rates that has pushed homeownership out of financial reach for many younger or less well-off buyers, which would require them to dangerously stretch their budgets.
Some real estate experts are predicting that home prices will just continue to rise. We know there are still far more investors and people out there who would like to become homeowners than there are properties available for them. Mortgage rates are another unknown. Mounting recession fears could keep them in check. When the Fed’s rates rise, mortgage rates typically follow suit. The continuation of rates moving higher would make homeownership even more expensive than it is today.
If you see indications that home prices and mortgage rates are continuing to sky rocket, you may need to act now. Those factors may price many aspiring homeowners, especially those who don’t have the proceeds from the sale of a previous home to help finance the next purchase, right out of the market. Or first-time and other buyers might have to look at cheaper homes, such as fixer-uppers and smaller properties without all of the features they had hoped for in less desirable locations.
It’s best to be vigilant about what’s happening in the housing market, as well as the broader economy. Look for clues on where it all might be heading. And don’t be afraid to negotiate with home sellers as well as mortgage lenders.
If rates fall one day, be ready to pounce immediately. Shop around for the best rates, consider paying points, which lower rates, and be prepared to haggle. You want to lock in the lowest rate you can find, yet maintain some flexibility so that if they fall even further, your lender will honor the lower rate.
There are seven new #horse #property listings for the #Cave Creek, #Scottsdale and Rio Verde area within the last two weeks.
Here’s a link to active new #horseproperty within the dates of 8-2-26 to 8-16-22.
View the listings click here.
To view all 42 active horse property listings for this area right now click here.
In order to be considered a #horseproperty the listing must contain at least a stall or tack-room.
This is a great time to buy or sell and the inventory is low. Give me a call if you’re thinking about selling or buying.
Thank you in advance for your referrals.
-Horse Property
-Residential
Ron Bykerk
480-221-1280
West USA Realty
#horseproperty #arizonahorseproperty #AZHPR #newhorseproperty #horse #horses
There are three new horse property listings in Phoenix proper, North Phoenix, Desert Hills, and New River within the last two weeks.
Here’s a link to active new #horseproperty within the dates of 7-28-22 to 8-12-22.
View the listings click here.
To view all 19 active horse property listings for this area, click here.
To be considered a #horseproperty, the listing must contain at least a stall or tack room.
This is a great time to buy or sell and the inventory is low. Give me a call if you’re thinking about selling or buying.
Thank you in advance for your referrals.
-Horse Property
-Residential
Ron Bykerk
480-221-1280
West USA Realty
#horseproperty #arizonahorseproperty #AZHPR #newhorseproperty #horse #horses
There are eleven new horse property listings for the West Valley (including Wickenburg) within the last two weeks.
Here’s a link to active new #horseproperty within the dates of 7-26-22 to 8-9-22.
View the listings click here.
To view all 59 active horse property listings for this area right now click here.
In order to be considered a #horseproperty the listing must contain at least a stall or tack-room.
This is a great time to buy or sell and the inventory is low. Give me a call if you’re thinking about selling or buying.
Thank you in advance for your referrals.
-Horse Property
-Residential
Ron Bykerk
480-221-1280
West USA Realty
#horseproperty #arizonahorseproperty #AZHPR #newhorseproperty #horse #horses
Over the last five years, a surge in home prices has created substantial wealth for the middle class. According to the latest Homeowner Equity Insights from CoreLogic, the average homeowner’s equity has grown by $64,000 just over the last 12 months alone. Since there’s an ongoing imbalance between the number of homes available for sale and the number of buyers looking to make a purchase, home prices are still on the rise.
When you sell your current house, the equity you built up comes back to you in the sale. In a market where homeowners are gaining so much equity, it may be just what you need to cover a large portion – if not all – of the down payment on your next home.
One way to get money from your home’s increase in value is to refinance. You’ll refinance your home with a larger mortgage than you previously had to get the difference back in cash. In some instances you’re able to refinance at a lower rate or reduce your monthly payments. It may not be the best option for homeowners right now, however. That’s because interest rates are rapidly rising, and with them, mortgage rates. You’ll also need to consider the extra closing cost fees to refinance.
A home equity loan gives you access to some of your house’s appreciated value. It’s a loan that you take out against the value of your home and pay off over a set period, generally 10 to 30 years. These loans do include closing costs and can also include fees. In addition, you’re required to take out a lump sum, say $100,000, and pay off the entire amount plus interest. Usually, the interest rate is fixed, however, which can help you when budgeting long-term. According to Bankrate, home equity loan rates generally range from 3.5% to 12%, depending on the borrower.
A home equity line of credit, or HELOC, is a type of home equity loan that allows you to draw funds as you need them and repay the money at a variable interest rate. Because of this, HELOCs are generally best for people who need funds for ongoing home improvement projects or who need more time to pay down existing debt. HELOCs typically have lower interest rates than home equity loans and personal loans; to get the best rates, you’ll have to have a high credit score, a low debt-to-income ratio and a lot of tappable equity in your home.
